Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PM-SYM) for Unorganized Workers
Introduction
The Indian government provides various types of facilities for unorganized workers, which are taken special care of by the central government.
One of these schemes is the Pradhan Mantri Shram Yogi Maan-dhan Yojana (PM-SYM), which aims to provide financial assistance to unorganized workers.
Overview of the PM-SYM Scheme
The PM-SYM scheme provides pension facilities to unorganized workers above 60 years of age. Under this scheme, these workers receive around ₹3000 per month.
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If the pension holder dies, then 50 percent of the pension is given to his dependent. The main objective of this scheme is to improve the economic condition of the workers.
Eligibility Criteria
To be eligible for this scheme, the monthly income of the person should be less than ₹15,000.
The person should be between the age of 18 to 40 years old and should have an Aadhaar card and bank account.
The scheme also requires that the person should be working in the unorganized sector.
How it Works
Under this scheme, the person is required to deposit a minimum of 55 rupees to a maximum of 200 rupees per month.
The government also invests in the scheme on behalf of the person. To take advantage of this scheme, it is necessary to register first by providing the required documents such as Aadhaar card and bank account.
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Conclusion
The PM-SYM scheme is a beneficial scheme for unorganized workers who are above 60 years of age. It aims to improve the economic condition of the workers by providing pension facilities to them.
The scheme is easy to join and requires minimal investment from the person. However, it is important to note that the person should meet the eligibility criteria and should have an Aadhaar card and bank account to register for the scheme.
